With the essential health insurance of New Jersey as a head of discussion currently, they are at odds with reforming their insurance markets and the necessity for mandates and what they can do as a whole for their care packages. Topics have been discussed and voted on whether or not taking them out of effect will change what is already set in motion and to what extent. With The Affordable Care Act in full swing and mandating new policies that will be in affect nationwide as of 2014, it is up to each state to create a benchmark on where they stand as a whole and what they plan to offer to residents of their own state.
The Affordable Care Act gives the right to various services and devices available to all in the independent and small market vectors. These make it possible for all to receive benefits that were otherwise unavailable. Services such as maternity care, hospitalization, prescription medications, rehabilitation services, substance use disorders, mental health care, emergency services, behavioral health treatment, wellness and preventative services, chronic disease management and pediatric care. All of these would be provided within and care to could be given to those who previously had been without because of denial or financially unable. Healthcare is a vital thing to the lives of so many. For those who do have it, it can be expensive and charges add up, making it impossible to pay on top of other things in life piling up. For those who don’t have it, you are missing out on services that you need to have performed but without the money to do so, make it impossible to get seen. With the Affordable Care Act it makes it possible for anyone to be granted these benefits, and by 2014 all Medicaid agencies will have it on their services benefits packages. But, with this comes a state by state allowance of setting their own benchmark terms, which is now under fire as legitimate and unfair.
For the State of New Jersey, there are 1.3 million without health insurance. The Supreme Court will soon hear arguments in the terms of mandates and the importance of having them within their state observance of the Affordable Care Act. Their decision will give an answer to a long discussed topic, whether or not it is important to reform the private market providing insurance to all, without the Obama administration enforced mandate. New Jersey believes so, that removing the mandate, which enforces those who can afford health insurance to buy it and or pay fees at times of service, can be possible. No longer allowing discrimination between health care providers and new policy holders to those who also have pre-existing conditions, which has also been a hot topic with in the state of New Jersey. This could allow big changes to be made having a greater impact on how other states will decide to swing.
There will always be new reforms and ideas to make health care more affordable and accessible, and in doing so there will never be away to please everyone. But, it is important that all can receive health care regardless of age, health status and gender, and with the essential health insurance of New Jersey making waves, all that may change.